Answers for families, heirs & claimants

No dense legal jargon. Plain-English answers and visual guides to help your family recover what is rightfully yours.

Physical passbooks and FD receipts only show what your family remembered years ago. They miss accounts opened in other cities, merged bank branches, demat holdings, and mutual funds whose statements went to an old email.

In India, regulated institutions report financial activity linked to a person's PAN to the Income Tax Department. Even if a passbook was lost a decade ago, that footprint stays on the official tax records. Dravinam reads this trail in minutes.

Visual guide

Your tax records remember what passbooks forget

Tap a category to see what it can reveal.

PAN
Savings & deposits

Banks report interest earned — revealing the bank and branch, even for forgotten FDs.

Institutions report these to the Income Tax Department against the PAN — so the trail survives even if paper records are lost.